Behind the prim gates of the Greenwich, CT McMansions, Wall Street whizzes turn their attentions from mortgages to another possible profit source: the twenty-five trillion-dollar life insurance industry. By securitizing the policies of the old and sick they hope to make another financial killing. At the same time, Natalie Savondnik and Ronald Goodall two exceptional yet aloof medical residents are working closely with their medical centre's premier scientist on cutting-edge diabetes research. When their mentor dies suddenly, they launch a quiet investigation. As they dig deeper, it becomes clear their mentor's death was not natural. Is it possible someone is manipulating private life insurance information to allow investors to benefit from the deaths of others?